Elderly woman dies in house fire on NSW Central Coast

An elderly woman has died after she was caught in a house fire on the NSW Central Coast.

Emergency services were called to the home in Saratoga about 2am on Christmas Day where a 93-year-old woman lived.

Firefighters rescued the woman from the burning house but she died in hospital. Photo: Karleen Minney

Residents told police a neighbour tried to get to the woman after he noticed she had not been evacuated, but he was overcome by smoke and unable to reach her.

Firefighters extinguished the blaze and the woman was taken to Gosford Hospital, where she later died.

Investigations are continuing into the cause of the fire.

AAP